Issuer referenceNeobank / money appVisa

FV Bank Visa Debit

Name: FV Bank Visa Debit
Brand: FV Bank

A Puerto Rico bank Visa connected to USD accounts and direct stablecoin deposits.

FV Bank Visa DebitVisa

FV Bank combines personal and business Visa programs with USD accounts, digital-asset custody, and direct deposits of USDC, USDT, and PYUSD that convert to dollars. The card has broad international delivery and physical and virtual options, but its issuance, annual, FX, and ATM fees make it a banking product rather than a low-cost prepaid card.

Go to official site View all cardsReviewed 2026-08

Rewards

No verified cashback

Fees

Annual maintenance: USD 50 for domestic US addresses or USD 100 for international addresses

Custody

Custodial

Eligibility

Personal cards can be delivered to approved addresses in more than 100 countries; account, territory, and program eligibility apply.

Fees

Monthly feeAnnual maintenance: USD 50 for domestic US addresses or USD 100 for international addresses

IssuancePlastic-card issuance: USD 50

FX2.99% foreign-exchange fee; purchases otherwise listed as free

ATMUSD 3.50 per US ATM withdrawal or USD 5 per international ATM withdrawal

Top-upsUSD account plus supported USDC, USDT, and PYUSD deposits that convert automatically to USD; separate deposit or conversion fees may apply

Rewards

No standing personal-card cashback was confirmed in the current official card or fee pages.

Availability

Personal cards can be delivered to approved addresses in more than 100 countries; account, territory, and program eligibility apply.

GlobalUnited StatesLatin America

Official sources

FV Bank Visa debit cardsCurrent personal and business Visa programs, physical delivery reach, ATM access, and stablecoin-to-USD spending flow.FV Bank direct stablecoin deposits and paymentsCurrent virtual and physical cards plus direct USDC, USDT, and PYUSD deposit, conversion, and spending flow.FV Bank debit card feesCurrent plastic issuance, annual maintenance, purchase, ATM, and foreign-exchange fee schedule, subject to program agreement.

Pros & cons

Pros

Personal and business Visa programs
Direct USDC, USDT, and PYUSD deposits
Physical and virtual card options
Delivery advertised to more than 100 countries

Cons

USD 50 plastic issuance fee
USD 50 or USD 100 annual maintenance
2.99% FX fee
Bank account, custody, and identity checks required

Best for

Existing FV Bank clients
Businesses combining banking and stablecoin settlement
International users who need bank-linked Visa access

Alternatives

Lulucard Mastercard

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Revolut

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Crypto.com Visa

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This is not financial advice. Conditions change frequently: verify fees, rewards, custody and eligibility on the official site before applying.

Fees

Monthly feeAnnual maintenance: USD 50 for domestic US addresses or USD 100 for international addresses

IssuancePlastic-card issuance: USD 50

FX2.99% foreign-exchange fee; purchases otherwise listed as free

ATMUSD 3.50 per US ATM withdrawal or USD 5 per international ATM withdrawal

Top-upsUSD account plus supported USDC, USDT, and PYUSD deposits that convert automatically to USD; separate deposit or conversion fees may apply