🇺🇸 Cards to research in United States

No annual fee

US access is limited to: Alabama, Alaska, Arkansas, California, Colorado, Connecticut, Florida, Hawaii, Illinois, Indiana, Iowa, Kansas, Kentucky, Maine, Massachusetts, Michigan, Minnesota, Montana, Nebraska, New Hampshire, New Jersey, New York, North Carolina, Oklahoma, Pennsylvania, South Carolina, Texas, Utah, Virginia, West Virginia and Wyoming.

Core is free. Annual purchase upgrades are $199 for Luxe and $999 for Pinnacle; points, eligible balances and ETHFI provide other qualification paths

US card applications are limited to Alabama, Alaska, Arkansas, California, Colorado, Connecticut, District of Columbia, Florida, Hawaii, Illinois, Indiana, Iowa, Kansas, Kentucky, Maine, Massachusetts, Michigan, Minnesota, Nebraska, New Hampshire, New Jersey, New York, North Carolina, Oklahoma, Pennsylvania, South Carolina, Texas, Utah, Virginia, West Virginia and Wyoming. KYC and compliance approval apply.

Coinbase advertises no annual card fee; no separate monthly card fee is listed

Coinbase lists issuance in U.S. states except Hawaii for eligible, verified customers. Its current page does not specify card issuance in Washington, D.C. or U.S. territories; merchant acceptance is separate.

No separate card fee, but an active paid Coinbase One membership is required; Basic annual starts at $49.99/year

U.S. residents outside U.S. territories may apply with an eligible paid Coinbase One membership, identity verification and credit approval. Coinbase's U.S. agreement says the card may not be available in all states but does not name them; state availability remains unverified, so check the live application.

Not yet verified

US residents can open an account and order Revolut cards, but the US entity does not provide Revolut crypto services.

Not yet verified

Phantom lists its virtual card as available in U.S. states except New York. Washington, D.C. is not separately classified; identity verification and account approval apply.

No monthly or annual fee is listed

Tuyo's card provider explicitly excludes Arizona, Delaware, Georgia, Idaho, Louisiana, Maryland, Mississippi, Missouri, Nevada, New Mexico, North Dakota, Ohio, Oregon, Rhode Island, South Dakota, Tennessee, Vermont, Washington, Wisconsin and Washington, D.C. Other state eligibility remains unverified; territories are also excluded. KYC and provider approval apply.

Essential has no annual fee; Elite is $99.99/year and automatically renews unless cancelled before renewal

Uphold lists U.S. residents in the 50 states and Washington, D.C. except Louisiana and New York; U.S. territories are excluded. Account verification and good standing apply.

Virtual: $0 annual fee and $0 issuance; Metal: $199/year

Existing Virtual cardholders can continue, but new US card sign-ups are paused. Confirm state-specific network support before use.

No annual or monthly card fee under the current cardholder agreement. Check the account for any legacy Fold+ membership charge; Reserve benefits vary by account

US citizenship or legal residence with a US tax ID, age 18 or the higher state age of majority, a verifiable US address, identity checks, and account approval are required.

No annual fee; a Fold account is required and may have separate fees. The published variable purchase APR is 20.49%-29.49% as of 17 September 2026

Fold's general account terms name US citizens or lawful permanent residents primarily living in the 50 states or DC, age 18 or older with a valid SSN. Celtic Bank credit approval and product-specific eligibility apply; confirm the live application.

$0 monthly fee in the current Lead Bank agreement; no separate annual fee is listed

You must live in and hold verified ID from a listed country; card issuance and account approval still apply.

Crypto Life says there is no monthly payment to keep the account; the linked EEA fee sheet is dated 3 November 2023 and does not establish current regional charges

Ledger currently lists these markets for its CL Card, subject to residence, KYC and account approval. Crypto Life's broader Ledger-partner page instead lists Argentina and Australia and omits Colombia and Mexico; confirm the live residence selector before applying.

Brazil USD prepaid card: free base tier; paid Level Up subscriptions or CRO lockups unlock higher tiers. The regional schedule adds a $6/month inactivity fee after 12 months without cardholder-initiated financial activity

Card terms list annual fees of $25 virtual, $109 plastic and $250 metal; confirm the current charge shown for your account and region

Lava advertises no annual fee; U.S. card disclosures list none. BLOC loan pricing is separate

No management, monthly, or annual fee on the standard card. Pro is separate at USD 12.90 monthly or USD 129 yearly

Card issuance and billing addresses are restricted for this country; merchant acceptance does not override this.

The Xapo account package costs USD 1,000 per year and includes an international premium debit card

Xapo Bank's current membership FAQ excludes residents of this jurisdiction. Supported-country eligibility can change and still requires identity, address and compliance checks.