Xapo Bank Limited / regional programme partners · MULTI
Disponible
Una tarjeta bancaria internacional premium para gastar USD o Bitcoin, con stablecoins convertidas primero a dolares.
Observado 2026-10-05
El FAQ dedicado de Xapo ofrece 3% BTC en transacciones de taxi y viajes compartidos hasta el 31 de octubre de 2026 para cuentas con tarjeta Metal activa; se puede pagar con la tarjeta virtual o Metal y el pago es mensual. La pagina de pagos aun lista el 30 de septiembre, asi que conviene revisar el FAQ vigente y los terminos en la app.
Xapo Bank ↗Observado 2026-10-05
La informacion general de membresia de Xapo dice que la tarjeta premium Metal esta incluida gratis, mientras que el tarifario Visa europeo lista USD 89 por emision Metal (la emision virtual y fisica estandar figura en USD 0). Confirma que programa de tarjeta aplica antes de pedirla.
Xapo Bank / Transact Payments Malta ↗Aun no hay un plan con reglas numericas verificadas para esta ficha. Las cifras antiguas no se usan para calcular un resultado.
Cada fuente indica lo que documenta y cuando se consulto. Una referencia antigua no confirma todos los costos actuales.
Current FAQ describes instant virtual and standard-plastic or premium-metal debit cards spending USD or Bitcoin; USDC/USDT deposits convert to USD; ATM is free up to USD 100/month then 2%; daily limits are USD 50,000 for in-store/online and USD 2,000 for ATMs; BTC conversion has a 0.29% spread.
Consultado 2026-10-05
Current Xapo Bank fee schedule lists the USD 1,000 annual account package that includes an international premium debit card and the general card fees, including ATM withdrawals up to USD 100/month and 2% above that; operator fees may also apply.
Consultado 2026-10-05
Current membership FAQ requires individuals to be at least 18, live in a supported jurisdiction and pass identity/address checks; it publishes a prohibited-country list that includes the United States, Nicaragua and Venezuela, and says the list can change.
Consultado 2026-10-05
Outside-Europe Visa debit-card issuer, balance linkage, and current cardholder terms.
Consultado 2026-10-05
Current European Visa card schedule lists USD 89 for metal-card issue, USD 0 for virtual or standard physical-card issue, USD 0 card FX fee at the Visa conversion rate, USD 100/month of ATM withdrawals without Xapo fee then 2%, and USD 25 for additional replacement cards; this differs from the general Xapo membership page that says a free metal card is included.
Consultado 2026-10-05
Global debit-card positioning, card package and the rideshare promotion date that conflicts with the dedicated FAQ.
Consultado 2026-10-05
Dedicated FAQ says 3% BTC cashback on eligible taxi and rideshare spend runs 1 July through 31 October 2026 for customers with an activated Metal card; purchases may use the virtual or metal card, and payment is made to the BTC account on the 5th of each month. It says general all-purchase cashback was replaced by targeted campaigns.
Consultado 2026-10-05
