PagBank publica costos de retiros y uso internacional en debito
El FAQ vigente de PagBank lista R$ 9.90 por retiro en debito, PTAX + 5% para la conversion del dolar y 3.5% de IOF en compras y retiros internacionales. La pagina de tarifas exclusiva de debito confirma el retiro y el cambio, pero omite el IOF; confirma en la app el costo de la tarjeta especifica.
Las guias de PagBank difieren sobre el uso internacional de debito
La pagina especifica de la tarjeta de debito anuncia compras y retiros internacionales, pero otro FAQ vigente dice que la funcion debito no esta disponible para compras internacionales y trata la Tarjeta de Cuenta como otro producto. El directorio marca el uso internacional de debito como condicional y recomienda confirmar en la app que version recibio cada titular.
Current product page advertises a free Visa debit card with no annual fee, Brazil and international use, contactless, Visa partner benefits, and Apple Pay, Google Pay, and Samsung Wallet.
Current card lineup distinguishes the PagBank multiple card, Account Card, credit card, and prepaid card; the PagBank card is free and marketed for international use, with physical/online spending and cash access.
Current PagBank card fee FAQ: debit cash withdrawals cost R$ 9.90 in Brazil or abroad; international purchases and withdrawals have 3.5% IOF and dollar conversion at PTAX + 5%. The separate debit-only tariff FAQ confirms the R$ 9.90 withdrawal fee and PTAX + 5% but does not list the IOF charge.
Current help article lists card types eligible for international purchases but says the debit card is not available for those purchases; the separate Cartao da Conta is listed as a different product. This conflicts with PagBank's dedicated debit-card landing page, which advertises international use.
Current request help says debit applicants need R$ 50 in account balance or R$ 300 in PagBank CDB investment, can use the virtual card after applying, and receive a physical card by delivery.
PagBank's educational page updated 12 March 2026 describes crypto exposure through Hashdex funds in its investment app. It is a separate investment route and does not document direct crypto card funding.