Kraken / Krak; Monavate (UK and EEA), Lead Bank (US issuer), Stripe (US program manager) · MULTI
Disponible
Una tarjeta custodial multi-activo con programas regionales Mastercard y Visa y hasta 2% de recompensa.
Observado 2026-10-05
La pagina de precios de Krak lista un cargo de 1% en compras con tarjeta de EEUU en moneda extranjera, ademas de la tasa Visa. Las compras de Reino Unido y EEE usan la tasa Mastercard sin margen Krak. Las compras pagadas con crypto aun pueden incluir un spread variable de conversion y el operador de cajero puede cobrar.
Krak ↗Observado 2026-10-05 · Efectivo 2026-10-15
Hasta el 14 de octubre, los niveles de cashback Krak en EEUU son 0,5% desde un saldo promedio de $200, 1% desde $1.000, 1,5% desde $10.000 y 2% desde $50.000. Desde el 15 de octubre, los niveles cambian a $1.000 para 1%, $10.000 para 1,5%, $75.000 para 1,75% y $150.000 para 2%. El promedio de 30 dias suma Krak, Kraken y Kraken Pro; los nuevos titulares reciben el nivel maximo durante sus primeros 30 dias.
Krak Support ↗Aun no hay un plan con reglas numericas verificadas para esta ficha. Las cifras antiguas no se usan para calcular un resultado.
Cada fuente indica lo que documenta y cuando se consulto. Una referencia antigua no confirma todos los costos actuales.
Current UK/EEA supported assets, virtual and physical card formats, up-to-two-percent reward positioning, no monthly or annual charge, conversion-spread caveat, and Monavate Mastercard programme.
Consultado 2026-10-05
Current card terms reviewed 8 October 2026: UK/EEA cards are issued by Monavate and linked to Kraken e-money wallets; the US card is issued by Lead Bank, managed by Stripe, and linked to an account at Payward Interactive. The page links separate regional cardholder terms.
Consultado 2026-10-08
EEA terms effective 29 June 2026 and rechecked 8 October: Kraken's e-money wallet issues fiat e-money with equivalent funds safeguarded under applicable law; crypto-assets are held in custody on trust, segregated from Kraken's own assets, and are not covered by deposit-guarantee or investor-compensation schemes.
Consultado 2026-10-08
Current UK/EEA spend-order guide reviewed 8 October 2026: users choose and reorder supported assets in the Krak app; the card spends in GBP for UK clients or EUR for Eurozone clients, converts assets at purchase, and credits refunds or reversals in the primary fiat currency rather than converting them back to crypto automatically.
Consultado 2026-10-08
Last updated October 1, 2026: UK/EEA 30-day balance tiers, 30-day introductory Max tier, settlement timing, exclusions, no monthly cap, and GBP/EUR/BTC payouts.
Consultado 2026-10-07
UK and EEA rollout, virtual and physical formats, Mastercard, supported assets, and regional programme positioning.
Consultado 2026-10-05
August 2026 US Visa launch, physical and virtual formats, supported assets, US reward positioning, issuer, and no monthly or annual fee.
Consultado 2026-10-05
US debit-card foreign-currency transactions use the Visa exchange rate plus a 1% fee; UK and EEA use Mastercard without Krak FX markup. Crypto-funded transactions may also include a variable conversion spread.
Consultado 2026-10-07
Last updated September 30, 2026 and rechecked 8 October: US resident and verified account eligibility, SSN collection, Lead Bank/Stripe roles, four state exclusions, $200 balance condition for physical-card eligibility, and disclosure that the PWI-held balance is not a deposit and is not FDIC-insured.
Consultado 2026-10-08
Current US balance tiers through October 14, 2026; 30-day average balance basis; 30-day introductory top tier; settlement timing; exclusions; no monthly cap; and USD/BTC payouts.
Consultado 2026-10-07
US card cashback tiers change on October 15, 2026: 1% from $1,000, 1.5% from $10,000, 1.75% from $75,000, and 2% from $150,000 average balance. Current tiers remain in effect through October 14.
Consultado 2026-10-07
