DCS Card Centre · VISA
DeCard Luminaries Visa
Disponible
Un programa DeCard premium con recompensas por nivel, salas VIP y seguro de viaje.
Condiciones documentadas
- Cuota
- Anualidad de US$388; el tarifario no lista cargo por inactividad para Luminaries
- Emision y envio
- La emision virtual es gratis; la fisica cuesta US$100 y el envio depende del mercado
- Cargo por compra
- Pendiente de verificar
- FX y conversion
- Cargo de cambio de 0% desde el 13 de julio de 2026 segun el tarifario Luminaries
- Recargas
- La recarga no tiene cargo; el margen publicado de conversion crypto es 0% al tipo de mercado
- Cajeros
- 1% o US$5 por retiro, el importe mayor, mas cargos del operador; la guia de viaje no publica los limites exactos
- Recompensas y limites
- Elige cashback o DePoints cada mes: 2% en los primeros US$2,000, 3% en los siguientes US$3,000 y 10%; el cashback tiene tope de US$200/mes y excluye Scan-and-Pay
- Elegibilidad
- La elegibilidad inicial se limita a directivos C-suite o lideres de opinion; solicitantes de Singapur usan Singpass y extranjeros en Singapur presentan pasaporte y prueba de domicilio
- Custodia
- Pendiente de verificar
Beneficios publicados
Las condiciones pueden depender del nivel, la suscripcion, la elegibilidad y la region. Revisa la fuente y tu oferta antes de contar con un beneficio.
Salas VIP Dragonpass
Incluye dos visitas gratis a mas de 1,400 salas. La guia vigente indica que se pueden ofrecer tres visitas adicionales como regalo de bienvenida; confirma la oferta y las condiciones de Dragonpass.
Seguro de viaje
La cobertura de hasta US$1,000,000 aplica cuando el pasaje se paga con DeCard Luminaries. Revisa la poliza para conocer eventos cubiertos, limites y exclusiones.
Aun no hay un plan con reglas numericas verificadas para esta ficha. Las cifras antiguas no se usan para calcular un resultado.
Fuentes y fechas
Cada fuente indica lo que documenta y cuando se consulto. Una referencia antigua no confirma todos los costos actuales.
- DCS Card Centre / Visa: DeCard by DCS and Visa launch ↗
The May 2025 launch release identifies DeCard as a DCS-issued Visa micro-credit card starting in Singapore, funded through SGD or selected digital assets; MAS-licensed DPT partners convert USDT/USDC to fiat before settlement. It also documents no annual fee for standard DeCard, mobile wallets, and ATM cash withdrawal availability worldwide except Singapore.
Consultado 2026-10-05
- DeCard: Spend Stablecoins Anywhere with DeCard ↗
Current application guide: Singapore citizens and permanent residents can verify with Singpass; other foreigners in Singapore submit passport or identity documents and proof of address. Approved cardholders receive a DCS-assigned credit limit and virtual card, can request a physical card, use Apple Pay or Google Pay, and fund through listed USDC/USDT networks or SGD bank transfer for Singapore users.
Consultado 2026-10-05
- DeCard Help Center: What fees does DeCard and DeCard Luminaries charge? ↗
Published schedule separates SGD DeCard, USD DeCard and Luminaries: standard annual fee and virtual issuance are free; standard physical issuance is S$10 or US$10, Luminaries is US$388/year and US$100 physical issuance; delivery varies by market. Funding fee and digital-asset conversion markup are 0%. It lists 1.8% FX on standard cards, Luminaries 0% FX effective 13 July 2026, ATM fee of 1% or S$5/US$5 (whichever is greater), 28% annual interest terms and minimum-payment fees, plus the standard-card inactivity fee.
Consultado 2026-10-05
- DeCard: How to Spend with DeCard Abroad: Fees, ATMs, and Travel Tips ↗
Current travel guide states standard DeCard has a 1.8% foreign-currency fee; DeCard Luminaries has 0% FX under its current pricing. Both charge 1% of an ATM withdrawal or US$5, whichever is greater, plus any ATM-operator fee. Luminaries has higher ATM limits, but this guide does not publish the amounts.
Consultado 2026-10-05
- DeCard: Get Rewarded on Every Spend ↗
Current rewards guide: standard DeCard earns 1 DePoint per settled US$1, with cents excluded and points valid for two years. Luminaries cardholders choose between DePoints and cashback; cashback bands are 2% on the first US$2,000, 3% on the next US$3,000 and 10% above US$5,000, capped at US$200/month. Rewards exclude Scan-and-Pay and post by the 10th of the following month.
Consultado 2026-10-05
- DeCard: How DeCard Luminaries Enhances Your Travel Experience ↗
Current Luminaries travel guide says the card includes two Dragonpass lounge visits for 1,400+ lounges worldwide, with three additional visits available as a welcome-gift choice. It also says travel insurance of up to US$1,000,000 applies when airfare is charged to the card. Fast Track is described as a future DePoints redemption, not a live card benefit.
Consultado 2026-10-07
- DeCard Help Center: How to apply for DeCard Luminaries ↗
Luminaries applicants first complete an eligibility check for C-suite executive or Key Opinion Leader status. After approval they complete the card application and identity verification; Singapore citizens and permanent residents use Singpass, while foreigners in Singapore upload passport and proof of address. DCS assigns the credit limit after card approval.
Consultado 2026-10-05
- Monetary Authority of Singapore: Financial Institutions Directory: DCS Card Centre Pte. Ltd. ↗
MAS lists DCS Card Centre Pte. Ltd. as a Singapore-incorporated Credit and Charge Card Licensee under the Banking Act; this is the card-issuer licence, distinct from DPT partners' digital-asset conversion permissions.
Consultado 2026-10-05