Binance / Pomelo Instituição de Pagamento Ltda. (Brazil; Mastercard licensed) · MASTERCARD
Disponible
Mastercard de Brasil con tarjeta virtual y fisica, emitida por Pomelo, y gasto desde crypto.
Observado 2026-10-05
El FAQ vigente para Brasil identifica a Pomelo Instituição de Pagamento Ltda. como emisor bajo licencia Mastercard. Residentes de Brasil con identidad verificada pueden solicitarla; primero reciben la virtual y la emision fisica es gratis con activos equivalentes a 10 USDT. Admite Apple Pay.
Binance Support ↗Observado 2026-10-05
La pagina vigente lista BRL 0 de anualidad y primera emision fisica, condicion de saldo equivalente a 10 USDT, BRL 30 por cancelar durante el primer ano (BRL 0 despues), 1%-2% de cambio extranjero, 0.9% de conversion crypto, dos retiros ATM gratis al mes y USD 1.50 despues. Los limites de gasto y efectivo varian por KYC y pueden aplicar cargos locales, de red, spread e IOF.
Binance Support ↗Observado 2026-10-05 · Efectivo 2026-06-01
Desde el 1 de junio de 2026, el gasto mensual con crypto paga 1.5% por debajo de BRL 500, 2% desde BRL 500 hasta menos de BRL 5.000 o 3% desde BRL 5.000, con cashback maximo de BRL 500 en ese nivel. Al alcanzar un nivel, su tasa aplica retroactivamente; compras con saldo BRL y gastos ATM o de efectivo no califican. Desde el 29 de septiembre, el pago en BRL se acredita a Spot el dia 10 del mes siguiente. Esto actualiza el anuncio inicial que ofrecia hasta 2%.
Binance Support ↗Observado 2026-10-05
La guia actual lista USDT, USDC, FDUSD, BNB, BTC, ETH, SOL, ADA, LINK y XRP en Funding, Spot y Simple Earn Flexible. Cada titular elige de 3 a 12 activos en orden de prioridad.
Binance Support ↗Aun no hay un plan con reglas numericas verificadas para esta ficha. Las cifras antiguas no se usan para calcular un resultado.
Cada fuente indica lo que documenta y cuando se consulto. Una referencia antigua no confirma todos los costos actuales.
Current Brazil overview updated 2 September 2026: eligible Brazil residents with identity verification can apply; the virtual card is issued first, a physical card has no issue fee and requires 10 USDT-equivalent assets, and card issuer is Pomelo Instituição de Pagamento Ltda. under Mastercard license. Apple Pay is supported.
Consultado 2026-10-05
Current cashback FAQ updated 25 September 2026: since 1 June, monthly BRL spend tiers pay 1.5% below BRL 500, 2% from BRL 500 to below 5,000, and 3% at BRL 5,000 or more with BRL 500 reward cap; higher tier applies retroactively, tiers reset monthly, and settled crypto-funded spend qualifies while BRL-balance-funded purchases and ATM/cash-like, financial, government and gambling categories are excluded. Cashback is in BRL and since 29 September is credited to Spot on the tenth of the following month.
Consultado 2026-10-05
Current fees and limits FAQ updated 2 June 2026: 1-2% foreign-exchange fee, 0.9% crypto-conversion fee, no annual fee, no first physical issuance fee with at least 10 USDT equivalent available, BRL 30 cancellation fee within the first year and BRL 0 after, two free ATM withdrawals monthly then USD 1.50 each. Daily/monthly/annual spend and cash limits vary by KYC level; network, local, spread and IOF costs may also apply.
Consultado 2026-10-05
Payment FAQ updated 12 August 2026 and checked 8 October 2026: payments use selected assets from Funding, Spot and Simple Earn Flexible according to account payment priority; supports USDT, USDC, FDUSD, BNB, BTC, ETH, SOL, ADA, LINK and XRP; users select 3-12 priority assets.
Consultado 2026-10-08
Funding guide checked 8 October 2026: direct top-up to the Brazil Card by third-party payment service providers is unsupported; crypto in the Spot/Funding accounts converts to fiat automatically at payment.
Consultado 2026-10-08
Earn source guide updated 24 April 2026 and checked 8 October 2026: Flexible Earn can be enabled as a card funding source; when Funding and enabled Spot balances are insufficient, one Earn currency with sufficient balance covers the entire payment. Spending redeems the corresponding flexible product amount and stops future rewards on that amount; unavailable redemption can cause a decline.
Consultado 2026-10-08
Transaction FAQ updated 25 September 2026 and checked 8 October 2026: a cancelled pending transaction is automatically returned after 30 days; merchant refunds are typically processed within 30 business days, purchase fees are not refunded, and cashback can be clawed back. The FAQ says refund distribution moves to Spot starting 29 September 2026.
Consultado 2026-10-08
October 2025 Brazil relaunch announcement confirming the Mastercard network, crypto conversion at purchase, and product launch context; current fees, issuer and rewards use the newer Binance Support sources.
Consultado 2026-10-05
