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Yield-bearing stablecoins let you earn passive income on dollars sitting idle in your crypto wallet. Compare Ethena USDe, sDAI, USDS, and the new wave of restructured stablecoins paying 3-12% APY with full breakdown of risks, mechanisms, and where to access them.

What stablecoins are, how they maintain their peg, the risks behind each type, and how to earn yield on them safely in 2026.