What category is xMoney in?

xMoney is classified under fintech-banking. It is also tagged with: fintech, crypto-payments, crypto-card, debit-card, emi, stablecoin.

What is the xMoney project website?

The recorded project destination for xMoney is xmoney.com.

xMoney

Licensed electronic-money institution and crypto payment platform with debit cards

CompanyFintech & BankingVerified from official sources

xMoney is a Romanian-licensed electronic-money and crypto-payments platform providing merchant acquiring, payment gateway, settlement, retail debit-card services, and cryptoasset rails. Its published whitepapers identify USDXM, EURXM, and RONXM e-money tokens; the brand's crypto services also use authorized Portuguese and Estonian VASP entities.

Official site Rank project View location

Ecosystems

Stablecoins, Visa, Mastercard, Payments, MultiversX, Fiat Rails

Headquarters

Bucharest, Romania

Type

Company

References

Where xMoney operates

Explore full map

2 mapped points

1 · HQ44.45, 26.10

xMoney / Capital Financial Services Bucharest headquarters

Bucharest, Romania

Verified addressHeadquarters

89-97 Grigore Alexandrescu, Metropolis Center, 6th floor, District 1, Bucharest, Romania

xMoney publishes this as the headquarters of its Romanian EMI, Capital Financial Services S.A. The point resolves the Metropolis Center building; the sixth-floor office is not represented as a separate entrance.

xMoney legal entities and servicesVerified 2026-09-01OpenStreetMap

Report correction

2 · Operations47.16, 9.51

xMoney Labs AG token-issuer registered office

Vaduz, Liechtenstein

Verified addressRegistered office

Schaanerstrasse 99, 9490 Vaduz, Liechtenstein

The xMoney token whitepaper identifies xMoney Labs AG at this Vaduz address as the token issuer entity. This is a registered/token-issuer office pin, not the operating headquarters of Capital Financial Services S.A.

USDXM whitepaperVerified 2026-09-01OpenStreetMap

Report correction

How xMoney fits

A quick read based only on the facts recorded in this profile.

What it is

Licensed electronic-money institution and crypto payment platform with debit cards

Connects with

StablecoinsVisaMastercard

Focus

fintechcrypto-paymentscrypto-carddebit-card

Ecosystem network

StablecoinsVisaMastercardPaymentsMultiversXFiat Railsfintechcrypto-paymentscrypto-carddebit-cardemi

Documented connections

Subsidiary of

MultiversX Labs

The xMoney USDXM whitepaper identifies MultiversX Labs SRL as the parent company of the Romanian xMoney issuer group.

Relationship documented by the official source.

Related profiles

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Channels, identity and sources

Public name: xMoney
Legal name: Capital Financial Services S.A. (xMoney card/payments)
Founded: 2011
Status: Active

Official channels and media

Official websitexmoney.com Documentationxmoney.com Xx.com

Verifiable references

Last verified: 2026-09-01

xMoney platform
xMoney · xmoney.com · primary source
Current crypto and fiat payment platform, merchant infrastructure, card support, and stablecoin/payment positioning.
Accessed 2026-09-01
xMoney legal entities and services
xMoney · xmoney.com · primary source
Capital Financial Services S.A. EMI identity, Bucharest headquarters, card payment services, cryptoasset providers, and regulatory jurisdictions.
Accessed 2026-09-01
USDXM whitepaper
xMoney · xmoney.com · primary source
USDXM issuer identity, Bucharest head office, MultiversX Labs parent, token and debit-card services, and National Bank of Romania authorization.
Accessed 2026-09-01
EURXM whitepaper
xMoney · xmoney.com · primary source
EURXM e-money token and Romanian EMI issuer context.
Accessed 2026-09-01
RONXM whitepaper
xMoney · xmoney.com · primary source
RONXM e-money token and issuer disclosures.
Accessed 2026-09-01
xMoney on X
X · x.com
Attached Crypto Neobanks list identity and handle.
Accessed 2026-09-01
Crypto Neobanks X-list
X · x.com
Attached X-list source used for candidate discovery.
Accessed 2026-09-01

xMoney

Licensed electronic-money institution and crypto payment platform with debit cards

CompanyFintech & BankingVerified from official sources

Official site Rank project View location

Ecosystems

Stablecoins, Visa, Mastercard, Payments, MultiversX, Fiat Rails

Headquarters

Bucharest, Romania

Type

Company

References

Where xMoney operates

Explore full map

2 mapped points

1 · HQ44.45, 26.10

xMoney / Capital Financial Services Bucharest headquarters

Bucharest, Romania

Verified addressHeadquarters

89-97 Grigore Alexandrescu, Metropolis Center, 6th floor, District 1, Bucharest, Romania

xMoney legal entities and servicesVerified 2026-09-01OpenStreetMap

Report correction

2 · Operations47.16, 9.51

xMoney Labs AG token-issuer registered office

Vaduz, Liechtenstein

Verified addressRegistered office

Schaanerstrasse 99, 9490 Vaduz, Liechtenstein

USDXM whitepaperVerified 2026-09-01OpenStreetMap

Report correction

How xMoney fits

A quick read based only on the facts recorded in this profile.

What it is

Licensed electronic-money institution and crypto payment platform with debit cards

Connects with

StablecoinsVisaMastercard

Focus

fintechcrypto-paymentscrypto-carddebit-card

Ecosystem network

StablecoinsVisaMastercardPaymentsMultiversXFiat Railsfintechcrypto-paymentscrypto-carddebit-cardemi

Documented connections

Subsidiary of

MultiversX Labs

The xMoney USDXM whitepaper identifies MultiversX Labs SRL as the parent company of the Romanian xMoney issuer group.

Relationship documented by the official source.

Related profiles

Uphold

Multi-asset custodial platform with distinct US and UK debit-card programmes

BitcoinStablecoins

Bitget Wallet

Self-custodial multi-chain wallet with stablecoin crypto cards

CryptoWallets

AstroPay

Multi-market payments wallet with stablecoin services and country-specific Mastercard cards

MastercardStablecoins

Avici

Crypto-powered internet neobank and Visa credit-card platform

CryptoStablecoins

Bleap

Polish self-custodial wallet and EEA crypto-card programme manager

MastercardStablecoins

Cashi Global

Global stablecoin spending app and Visa cashback card

StablecoinsUSDC

Cero

Stablecoin-funded card and credit-building fintech

StablecoinsPayments

Cocos

Argentine investment, crypto, payment-account, and prepaid-card app

MastercardStablecoins

Explore more profiles

Channels, identity and sources

Public name: xMoney
Legal name: Capital Financial Services S.A. (xMoney card/payments)
Founded: 2011
Status: Active

Official channels and media

Official websitexmoney.com Documentationxmoney.com Xx.com

Verifiable references

Last verified: 2026-09-01

xMoney platform
xMoney · xmoney.com · primary source
Current crypto and fiat payment platform, merchant infrastructure, card support, and stablecoin/payment positioning.
Accessed 2026-09-01
xMoney legal entities and services
xMoney · xmoney.com · primary source
Capital Financial Services S.A. EMI identity, Bucharest headquarters, card payment services, cryptoasset providers, and regulatory jurisdictions.
Accessed 2026-09-01
USDXM whitepaper
xMoney · xmoney.com · primary source
USDXM issuer identity, Bucharest head office, MultiversX Labs parent, token and debit-card services, and National Bank of Romania authorization.
Accessed 2026-09-01
EURXM whitepaper
xMoney · xmoney.com · primary source
EURXM e-money token and Romanian EMI issuer context.
Accessed 2026-09-01
RONXM whitepaper
xMoney · xmoney.com · primary source
RONXM e-money token and issuer disclosures.
Accessed 2026-09-01
xMoney on X
X · x.com
Attached Crypto Neobanks list identity and handle.
Accessed 2026-09-01
Crypto Neobanks X-list
X · x.com
Attached X-list source used for candidate discovery.
Accessed 2026-09-01