X Money
US stored-value account, peer-to-peer payments, and Visa debit-card platform
X Money is X's US stored-value and peer-to-peer payments product, offering direct deposit, transfers, yield features, cashback, and a Visa debit card. X Payments LLC is the service provider; first-party terms state it is not a bank or FDIC-insured institution, with banking services supplied by Cross River Bank.