OpenPayd Financial Services Malta
Malta-authorised financial institution providing EEA e-money accounts, payments, virtual IBANs, and foreign exchange

Malta legal entity of OpenPayd, company number C75580, authorised by the Malta Financial Services Authority as a financial institution to issue electronic money and provide payment services. OpenPayd assigns EEA fiat accounts, payments, virtual IBANs, and foreign exchange to regulated fiat entities separately from OP Digital's digital-asset services. Safeguarded e-money is not a bank deposit and does not receive depositor-compensation protection.