Monavate
UK and EEA electronic-money issuer and card programme infrastructure provider
Card and payments infrastructure provider operating through separately authorised UK and Lithuanian electronic-money entities. Krak Card terms identify Monavate as UK issuer and UAB Monavate as EEA issuer. Safeguarded e-money is not a bank deposit and does not receive UK FSCS deposit protection. Exodus acquired the Monavate entities in May 2026.