Holyheld
Swiss non-custodial crypto account with partner-provided fiat, IBAN, and debit-card rails

Swiss-operated non-custodial account connecting user-controlled wallets to crypto conversion, partner-held fiat balances, personal IBANs, and virtual or physical debit-card access. Holyheld's July 2026 terms apply to users resident in or located in Switzerland, identify Holyheld Labs AG as the operator and an SRO member, and state that regulated partners provide e-money and card services. The current public terms do not name the card issuer or card network, so neither is inferred here.