Reap / Payward · VISA
Available
A secured Visa corporate credit card collateralized with USDC, USDT, or fiat.
Observed 2026-10-06
The current Reap Cards page describes 1:1 fiat or stablecoin collateral for secured Visa corporate credit and monthly repayment in fiat or USDC/USDT. It lists Ethereum, Polygon, Solana, and TRON for stablecoin repayment, and supports card budgets by day, month, or year with merchant, location, and time controls. This is not a debit or prepaid program.
Reap ↗Observed 2026-10-06
Reap's current pricing page lists free physical and virtual cards, no annual fee, free fiat or stablecoin repayments, a 2% FX fee, a 2% ATM withdrawal fee, and warns that a late fee may apply. An ATM operator may charge separately.
Reap ↗Observed 2026-10-06
The ATM help article updated August 17, 2026 sets USD-card limits at USD 3,000 daily, 10,000 monthly, 100,000 yearly; HKD-card limits are HKD 25,000 daily, 80,000 monthly, 800,000 yearly. Both allow three withdrawals per day and 30 per month. Company controls can be stricter, listed jurisdictions are blocked, and the 2% Reap fee and operator fee apply.
Reap Help Center ↗A plan with verified numerical rules has not yet been recorded for this profile.
Each source states what it documents and when it was checked. An older reference does not confirm every current cost.
Current card page describes secured USD- or HKD-denominated Visa corporate credit cards, 1:1 fiat/stablecoin collateral, monthly repayment in fiat or USDC/USDT over Ethereum, Polygon, Solana, or TRON, free virtual and physical cards with no annual fee, unlimited card issuance, spend controls by budget period/merchant/location/time, mobile wallets, and ATM access. Reap says it holds the master collateral account. This product page does not consolidate cardholder-country eligibility; pricing and ATM limits are documented separately.
Checked 2026-10-06
Current Reap Cards pricing page: physical and virtual cards, annual fee, mobile app, and fiat/stablecoin bill repayment are free; card ATM withdrawals cost 2%; FX fee is 2%; cards are denominated in USD or HKD with 1:1 collateral. It notes that a late fee may apply.
Checked 2026-10-06
Reap help article updated August 17, 2026: USD cards are limited to USD 3,000/day, USD 10,000/month, USD 100,000/year, 3 withdrawals/day and 30/month; HKD cards to HKD 25,000/day, HKD 80,000/month, HKD 800,000/year, 3 withdrawals/day and 30/month. Company spend controls can be stricter; ATM access is blocked in listed restricted jurisdictions.
Checked 2026-10-06
May 26, 2026 announcement says Reap became a Visa Principal Member in Mexico, joining its existing Hong Kong membership. It also says Reap received a Money Transmitter Registry and holds Vulnerable Activities registrations for credit-card issuing and virtual assets in Mexico; these are the specific registrations named in the release.
Checked 2026-10-06
Payward announced completion of its acquisition of Reap on July 1, 2026. Reap says it will continue as a standalone brand within the Payward ecosystem, retaining its brand, leadership team, and go-to-market approach.
Checked 2026-10-06
