Issuer referenceCrypto cardVisa

Reap Corporate Card

A secured Visa corporate credit card collateralized with USDC, USDT, or fiat.

Reap Corporate CardVisa

Reap Card gives verified businesses USD- or HKD-denominated Visa corporate credit cards while allowing monthly repayment in stablecoins or fiat. Reap says the credit is backed one-to-one and supports USDC and USDT over Ethereum, Polygon, Solana, and TRON. Payward completed its acquisition of Reap in July 2026, but Reap continues to operate as a standalone brand.

Go to official site View all cardsReviewed 2026-08

Rewards

No verified cashback

Fees

No annual card fee advertised

Custody

Custodial

Eligibility

Live for eligible businesses after KYB. Reap issues secured Visa corporate credit cards through its principal memberships in Mexico and Hong Kong; exact entity, denomination, and company eligibility depend on onboarding.

Fees

Monthly feeNo annual card fee advertised

IssuancePhysical and virtual cards advertised free; programme terms and logistics still apply

FXCards are denominated in USD or HKD; no universal foreign-exchange fee was confirmed

ATMATM withdrawals supported subject to daily and monthly limits; confirm live fees during onboarding

Top-upsOne-to-one secured credit collateral using USDC, USDT, or fiat

Rewards

Reap markets control and stablecoin settlement rather than a standing card-spend reward rate.

Availability

Latin AmericaGlobal

Official sources

Reap CardsCurrent secured Visa card, business eligibility, collateral, forms, fees, ATM access, denomination, stablecoins, and networks.Reap Visa Principal Member in MexicoMexico Visa principal membership, Americas hub, stablecoin card infrastructure, registrations, and market rollout.Payward completes acquisition of ReapCompleted Payward acquisition and Reap's continuing standalone-brand status.

Pros & cons

Pros

USDC, USDT, or fiat collateral
Physical and unlimited virtual cards
No annual card fee advertised
Visa principal issuer in Mexico

Cons

Business-only KYB onboarding
Custodial collateral
USD or HKD denomination
FX and ATM pricing require live confirmation

Best for

LATAM businesses holding stablecoins
Distributed teams needing controlled cards
Platforms comparing stablecoin-native corporate spend

Alternatives

Clara Stablecoin-Backed Corporate Card

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Stark Bank Corporate Card

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ARQ Prestige Credit Card

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This is not financial advice. Conditions change frequently: verify fees, rewards, custody and eligibility on the official site before applying.

Fees

Monthly feeNo annual card fee advertised

IssuancePhysical and virtual cards advertised free; programme terms and logistics still apply

FXCards are denominated in USD or HKD; no universal foreign-exchange fee was confirmed

ATMATM withdrawals supported subject to daily and monthly limits; confirm live fees during onboarding

Top-upsOne-to-one secured credit collateral using USDC, USDT, or fiat