Prex / Econstar S.A. · MASTERCARD
Available
A regulated Uruguayan prepaid Mastercard linked to an app with Lirium-powered crypto access.
Observed 2026-10-05
The current Uruguay schedule charges (2.5% + USD 0.50) plus VAT for international purchases settled in dollars, or (2.5% + UYU 14) plus VAT when billed in Uruguayan pesos. Other transaction currencies use Mastercard's rate and related costs capped at 1.5% of the transaction; the app and merchant currency should be checked before payment.
Prex Uruguay ↗Observed 2026-10-05
Uruguay ATM withdrawals cost USD 3 plus VAT or UYU 45 plus VAT; Red de Cobranzas withdrawals cost USD 1.90 plus VAT or UYU 35 plus VAT. International ATM withdrawals cost USD 3 plus VAT, and the ATM operator may add a separate service fee.
Prex Uruguay ↗Observed 2026-10-05
The current schedule makes bank loads above USD 50 or UYU 1,500 free; smaller loads cost USD 1.97 plus VAT or UYU 56.56 plus VAT. Collection-network loads above USD 50 or UYU 500 are free; smaller ones cost USD 1.97 plus VAT or UYU 34.60 plus VAT. Loads are capped at USD 10,000 per day and USD 15,000 accumulated unless Prex approves additional documentation.
Prex Uruguay ↗Observed 2026-10-05
The current Apple Wallet guide lets users add a virtual or physical Prex card to iPhone or Apple Watch and says Apple Pay adds no fee. Verify device compatibility and local contactless acceptance.
Prex Uruguay ↗Observed 2026-10-05
The current Google Wallet guide supports adding either the virtual or physical Prex card to a compatible Android device and states that Google Pay adds no fee.
Prex Uruguay ↗Observed 2026-10-05
Prex says Lirium exclusively provides its crypto service and holds those assets in an account in the user's name. Crypto-sale proceeds return to the Prex account in pesos or dollars; the card agreement debits e-money balances and does not document direct crypto-card settlement.
Prex Uruguay ↗Observed 2026-10-05
The current Uruguay help page lists crypto purchases at USD 0.99 plus 2% and sales at 1%, VAT included. These are crypto-service charges and do not replace the separate card purchase or ATM fee schedule.
Prex Uruguay Help Center ↗Observed 2026-10-05
Prex's current Uruguay help page advertises 4 VAT points saved on ordinary local purchases and 9 on restaurant spending. Eligibility follows Uruguay tax rules and the transaction must qualify; this is not card cashback.
Prex Uruguay ↗Observed 2026-10-05
The Uruguay agreement identifies Econstar as the electronic-money issuer and describes a prepaid Mastercard that debits the user's USD or UYU balance. Currency conversion is handled by Fortegold, while customer acceptance and due diligence apply to applicants.
Prex Uruguay / Econstar S.A. ↗A plan with verified numerical rules has not yet been recorded for this profile.
Each source states what it documents and when it was checked. An older reference does not confirm every current cost.
Current Uruguay schedule: $0 application, renewal, maintenance, low-balance, and additional-card fees; local ATM and collection-network withdrawal prices; foreign ATM fees; distinct international purchase formulas for USD and UYU billing; load fees below rail thresholds; transfer charges; and daily and cumulative load limits.
Checked 2026-10-05
Current Uruguay prepaid e-money card contract: Econstar issuer supervised by BCU, physical or virtual Mastercard, accepted-customer and due-diligence requirements, USD or UYU account balances, merchant-currency billing, and outsourced currency conversion through Fortegold S.A.
Checked 2026-10-05
Current Prex Uruguay Apple Wallet instructions support linking either the physical or virtual Prex card to iPhone or Apple Watch; Prex states Apple Pay itself adds no fee.
Checked 2026-10-05
Current Prex Uruguay Google Wallet instructions support linking either the physical or virtual Prex card to Android and NFC devices; Prex states Google Pay itself adds no fee.
Checked 2026-10-05
Current Uruguay crypto page names Lirium as the separate provider, says assets are held in a Lirium account in the user's name, purchases use the Prex account balance, and sale proceeds return to Prex in pesos or dollars; it does not document direct card authorization against crypto.
Checked 2026-10-05
Current Uruguay help page lists crypto purchase fees of USD 0.99 plus 2% and sale fees of 1%, VAT included, and says the quoted commission appears in the transaction detail; this is separate from card purchase pricing.
Checked 2026-10-05
Current Prex Uruguay help page says local purchases have no Prex purchase commission and advertises 4 VAT points saved on purchases and 9 on restaurant spending; applicable tax rules and transaction eligibility govern the benefit.
Checked 2026-10-05
