We use issuer documents, fee schedules, and official help pages. Dates show when a source was read, not a guarantee that every fact is still current. Unknown does not mean zero.
Residence, spending currency, and settlement currency are separate inputs. Plans are compared under the stated conditions. A closing program is excluded from new-user shortlists.
We apply the plan's marginal reward bands, caps, and exclusions, then subtract modeled fees. First-year and ongoing costs are separate, as are published fees and assumptions. Points without a confirmed redemption value are not counted as cash.
Estimates depend on the specified inputs and documents. Conversion, gas, top-ups, ATMs, and credit can add costs. We do not impose a universal FX surcharge or assumed token loss. Missing costs are disclosed.
Directory order follows name, search, or review date. Commercial arrangements do not change calculations. We do not claim first-hand tests without documented CryptoLV measurements.
View documented changes