Lulubit · MASTERCARD

Lulucard Mastercard

Name: Lulucard Mastercard
Brand: Lulubit

Available

A Central American prepaid Mastercard that converts eligible Lulubit balances at purchase time.

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Documented changes

Observed 2026-10-05 · Effective 2026-07-31

Lulucard publishes ATM fees and shared monthly limits

The current FAQ lists a $0.80 ATM fee in Panama and $5 in Guatemala, Costa Rica and other countries. The $1,500 monthly ATM cap shares an $8,333 total monthly limit with purchases; daily and per-purchase limits are $5,000. The FAQ says there is no maintenance fee after obtaining the card, while a separate application guide requests an annual membership payment; public help does not clarify whether it renews. The FAQ says there is no extra card purchase fee. Non-USD purchases use Mastercard's exchange rate and may be adjusted after settlement.

Lulubit ↗

Documented terms

Plan price: FAQ says no maintenance fee after obtaining; a separate application guide requests annual membership payment, but public help does not say whether it renews
Issuance and shipping: Virtual and physical formats; application guide requests annual membership payment, but public help does not state renewal or physical delivery cost
Per-purchase fee: Not yet verified
FX and conversion: Crypto converts at the in-app sell quote with no extra purchase fee; non-USD transactions use Mastercard FX and may adjust after settlement
Top-ups: The prepaid card draws on selected Lulubit account assets, which are converted to USD at the in-app quote when used
ATM: $0.80 in Panama; $5 in Guatemala, Costa Rica and elsewhere; $1,500 monthly ATM cap plus any operator fee
Rewards and limits: No standing Mastercard purchase reward was confirmed in the current card FAQ or terms
Eligibility: Not yet verified
Custody: Not yet verified

A plan with verified numerical rules has not yet been recorded for this profile.

Sources and dates

Each source states what it documents and when it was checked. An older reference does not confirm every current cost.

Lulubit: Terminos y Condiciones - Tarjeta Prepago Mastercard Lulucard ↗
Mastercard prepaid terms updated June 17, 2026: virtual and physical cards, Lulubit/PayCaddy program, crypto conversion, identity checks, and terms for card issuance and use.
Checked 2026-10-05
Lulubit: Preguntas Frecuentes - Lulucard ↗
FAQ updated July 31, 2026: no maintenance fee after obtaining the card; $0.80 ATM fee in Panama and $5 in Guatemala, Costa Rica and elsewhere; $8,333 combined monthly purchase/withdrawal limit, $5,000 daily and per-purchase limits, and $1,500 monthly ATM cap. Purchases use the in-app crypto sale quote; non-USD settlement uses Mastercard FX and may adjust later.
Checked 2026-10-05
Lulubit: Como solicito mi Lulucard? ↗
Application guide dated June 30, 2026 says card request requires payment of an annual membership and identity verification; it does not state the amount, which is shown in the app.
Checked 2026-10-05

Other products to research

OSMO Card →TakeCard →ARQ Card →

Guides to costs, cashback and custody →

Documented changes

Observed 2026-10-05 · Effective 2026-07-31

Lulucard publishes ATM fees and shared monthly limits

Lulubit ↗

Documented terms

Plan price

FAQ says no maintenance fee after obtaining; a separate application guide requests annual membership payment, but public help does not say whether it renews

Issuance and shipping

Virtual and physical formats; application guide requests annual membership payment, but public help does not state renewal or physical delivery cost

Per-purchase fee

Not yet verified

FX and conversion

Crypto converts at the in-app sell quote with no extra purchase fee; non-USD transactions use Mastercard FX and may adjust after settlement

Top-ups

The prepaid card draws on selected Lulubit account assets, which are converted to USD at the in-app quote when used

ATM

$0.80 in Panama; $5 in Guatemala, Costa Rica and elsewhere; $1,500 monthly ATM cap plus any operator fee

Rewards and limits

No standing Mastercard purchase reward was confirmed in the current card FAQ or terms

Eligibility

Not yet verified

Custody

Not yet verified

Sources and dates

Each source states what it documents and when it was checked. An older reference does not confirm every current cost.

Lulubit: Terminos y Condiciones - Tarjeta Prepago Mastercard Lulucard ↗

Mastercard prepaid terms updated June 17, 2026: virtual and physical cards, Lulubit/PayCaddy program, crypto conversion, identity checks, and terms for card issuance and use.

Checked 2026-10-05

Lulubit: Preguntas Frecuentes - Lulucard ↗

FAQ updated July 31, 2026: no maintenance fee after obtaining the card; $0.80 ATM fee in Panama and $5 in Guatemala, Costa Rica and elsewhere; $8,333 combined monthly purchase/withdrawal limit, $5,000 daily and per-purchase limits, and $1,500 monthly ATM cap. Purchases use the in-app crypto sale quote; non-USD settlement uses Mastercard FX and may adjust later.

Checked 2026-10-05

Lulubit: Como solicito mi Lulucard? ↗

Application guide dated June 30, 2026 says card request requires payment of an annual membership and identity verification; it does not state the amount, which is shown in the app.

Checked 2026-10-05