Banco Atlantida clarifies account requirements and free card benefits
The current product page requires an active Cordoba account; card tier depends on the customer segment and savings, current-account or CD balances. It advertises free card membership, additional cards, renewals and replacements for deterioration, and says international purchases do not require advance travel notice.
The posted Banco Atlantida fee schedule is dated January 2025
The tariff PDF located on the issuer site was published December 3, 2024 and took effect January 3, 2025. It lists C$35 at other domestic-bank ATMs, 4% with a USD 4 minimum abroad, and C$100 for lost, stolen or damaged replacements; it also lists no charge for new card issuance. These are the last public figures found, not confirmed current prices. The current product page says wear-related replacements are free, which conflicts with the dated C$100 replacement row.
Card membership is free; account fees are separate
Issuance and shipping
The last public tariff PDF, effective 2025-01-03, lists no issue fee and C$100 for lost/stolen/damaged replacement; the current page says wear-related replacements are free, so confirm current replacement pricing
Per-purchase fee
Not yet verified
FX and conversion
Not yet verified
Top-ups
Uses a conventional Cordoba account; the reviewed card page does not document direct crypto or stablecoin funding
ATM
The tariff effective 2025-01-03 lists C$35 at other domestic banks and 4% with a USD 4 minimum abroad; these dated rates are not confirmed current
Rewards and limits
Not yet verified
Eligibility
Requires an active Cordoba account; card tier depends on customer segment and account balances
Custody
Not yet verified
A plan with verified numerical rules has not yet been recorded for this profile.
Sources and dates
Each source states what it documents and when it was checked. An older reference does not confirm every current cost.
Current product page: Visa chip/contactless card for active Cordoba accounts; tier depends on account segment and balances in savings, current accounts or CDs. Card membership, additional cards, renewals and replacement for deterioration are free; international purchases require no travel notice; Visa ATM access is documented.
The last tariff PDF located on the issuer site was published 3 December 2024 and effective 3 January 2025. It lists no charge for new/de-expiring Cordoba debit-card issue, C$100 for lost/stolen/damaged replacement, C$35 for withdrawals at other domestic banks (Pago Plus lists C$70 from its fifth such withdrawal), and 4% with USD 4 minimum for overseas ATM withdrawals. These are dated published rates, not confirmed October 2026 prices.
Current supervised-institutions register lists Banco Atlantida Nicaragua, S.A. as a supervised bank authorized in 2019, with its Managua municipality and office contact.