ARQ / DolarApp Mexico, S.A. de C.V. (regional credit terms may differ) · MASTERCARD

ARQ Prestige Credit Card

Name: ARQ Prestige Credit Card
Brand: ARQ / DolarApp Mexico, S.A. de C.V. (regional credit terms may differ)

Available

A Mastercard World Elite secured by the user's ARQ investment portfolio.

Official website ↗Compare this card →Company and locations →

Documented changes

Observed 2026-10-05

Prestige credit pricing and repayment terms vary by country

ARQ lists Prestige at USD 199.99/year outside Brazil or USD 19.99/month in Brazil. The secured revolving line can reach USDc 100,000 and unpaid balances may be financed at country- and currency-specific monthly rates; Colombia has a separate local credit agreement. Membership, credit approval and collateral restrictions apply.

ARQ ↗

Documented terms

Plan price: Prestige costs USD 199.99/year outside Brazil or USD 19.99/month in Brazil; cancelling ends credit-card access and can require repayment of used perks
Issuance and shipping: The first 16g metal card is included; replacement costs USDc 75. Up to one physical and three virtual cards are allowed
Per-purchase fee: Not yet verified
FX and conversion: The Prestige page says there is no foreign-transaction fee; check the cardholder agreement for local tax and currency terms
Top-ups: A revolving line is secured by Save/Invest assets, supports up to USDc 100,000, and assigns up to 90% loan-to-value to cash. Unpaid balances may be financed monthly at 0.7% for USDc/EURc in Mexico/Argentina/Colombia, 0.8% in Brazil, 1% for MXN, or 1.5% for COP; local billing terms can differ
ATM: Prestige waives up to USDc 700/month on non-metal ARQ cards, then charges 1%; Metal credit-card cash withdrawals cost 3% up to USDc 3,000/month. ATM owners may charge extra
Rewards and limits: Prestige earns 2% on the first USDc 500 per subscription month, then 0.5% unlimited on eligible purchases; ATMs and Finance/Investments purchases do not qualify
Eligibility: A separate Prestige membership and credit eligibility apply; ARQ says access may require waitlist approval, and the global help page and Colombian card contract describe different legal terms
Custody: Not yet verified

A plan with verified numerical rules has not yet been recorded for this profile.

Sources and dates

Each source states what it documents and when it was checked. An older reference does not confirm every current cost.

ARQ: What is ARQ Prestige? ↗
Current Prestige overview documents the card in Mexico, Argentina, Colombia and Brazil; access can require waitlist and credit approval. It lists USD 199.99/year outside Brazil or USD 19.99/month in Brazil; 2% cashback on the first USDc 500 per subscription month then 0.5% unlimited; USDc 700 monthly ATM allowance on non-metal ARQ cards then 1%; Prestige Metal ATM cash at 3% up to USDc 3,000/month; one physical plus up to three virtual cards; a USDc 75 metal-card replacement fee; and country/currency-dependent financing terms.
Checked 2026-10-05
ARQ: ARQ Prestige: More information about our secured credit product ↗
Current guide says the revolving credit line is secured by Save and Invest assets, with cash supporting up to 90% loan-to-value and a USDc 100,000 maximum; unpaid balances may be financed monthly at 0.7% for USDc/EURc in Mexico/Argentina/Colombia, 0.8% for USDc/EURc in Brazil, 1% for MXN or 1.5% for COP. Its legal note names DolarApp Mexico, S.A. de C.V. as global card issuer, while separate Colombian card terms describe a local credit agreement.
Checked 2026-10-05
ARQ: How does the Cashback work if I am a Premium or Prestige member? ↗
Current cashback guide says Premium earns 1% on the first USDc 500 in each subscription month then 0.5% without a cap; Prestige earns 2% on the first USDc 500 then 0.5%. Eligible virtual and physical purchases include international payments and Global cards for Argentina/Brazil users; ATM and Finance/Investments transactions do not earn cashback.
Checked 2026-10-05
ARQ: Colombia ARQ Prestige credit-card terms ↗
Current Colombia-specific revolving credit agreement and local interest, repayment, collateral, and ATM conditions; distinguish it from the global Help Center schedule.
Checked 2026-10-05

Other products to research

ARQ Card →TruBit Card →Nexo Card →

Guides to costs, cashback and custody →

Documented changes

Observed 2026-10-05

Prestige credit pricing and repayment terms vary by country

ARQ ↗

Documented terms

Plan price

Prestige costs USD 199.99/year outside Brazil or USD 19.99/month in Brazil; cancelling ends credit-card access and can require repayment of used perks

Issuance and shipping

The first 16g metal card is included; replacement costs USDc 75. Up to one physical and three virtual cards are allowed

Per-purchase fee

Not yet verified

FX and conversion

The Prestige page says there is no foreign-transaction fee; check the cardholder agreement for local tax and currency terms

Top-ups

A revolving line is secured by Save/Invest assets, supports up to USDc 100,000, and assigns up to 90% loan-to-value to cash. Unpaid balances may be financed monthly at 0.7% for USDc/EURc in Mexico/Argentina/Colombia, 0.8% in Brazil, 1% for MXN, or 1.5% for COP; local billing terms can differ

ATM

Prestige waives up to USDc 700/month on non-metal ARQ cards, then charges 1%; Metal credit-card cash withdrawals cost 3% up to USDc 3,000/month. ATM owners may charge extra

Rewards and limits

Prestige earns 2% on the first USDc 500 per subscription month, then 0.5% unlimited on eligible purchases; ATMs and Finance/Investments purchases do not qualify

Eligibility

A separate Prestige membership and credit eligibility apply; ARQ says access may require waitlist approval, and the global help page and Colombian card contract describe different legal terms

Custody

Not yet verified

Sources and dates

Each source states what it documents and when it was checked. An older reference does not confirm every current cost.

ARQ: What is ARQ Prestige? ↗

Current Prestige overview documents the card in Mexico, Argentina, Colombia and Brazil; access can require waitlist and credit approval. It lists USD 199.99/year outside Brazil or USD 19.99/month in Brazil; 2% cashback on the first USDc 500 per subscription month then 0.5% unlimited; USDc 700 monthly ATM allowance on non-metal ARQ cards then 1%; Prestige Metal ATM cash at 3% up to USDc 3,000/month; one physical plus up to three virtual cards; a USDc 75 metal-card replacement fee; and country/currency-dependent financing terms.

Checked 2026-10-05

ARQ: ARQ Prestige: More information about our secured credit product ↗

Current guide says the revolving credit line is secured by Save and Invest assets, with cash supporting up to 90% loan-to-value and a USDc 100,000 maximum; unpaid balances may be financed monthly at 0.7% for USDc/EURc in Mexico/Argentina/Colombia, 0.8% for USDc/EURc in Brazil, 1% for MXN or 1.5% for COP. Its legal note names DolarApp Mexico, S.A. de C.V. as global card issuer, while separate Colombian card terms describe a local credit agreement.

Checked 2026-10-05

ARQ: How does the Cashback work if I am a Premium or Prestige member? ↗

Current cashback guide says Premium earns 1% on the first USDc 500 in each subscription month then 0.5% without a cap; Prestige earns 2% on the first USDc 500 then 0.5%. Eligible virtual and physical purchases include international payments and Global cards for Argentina/Brazil users; ATM and Finance/Investments transactions do not earn cashback.

Checked 2026-10-05

ARQ: Colombia ARQ Prestige credit-card terms ↗

Current Colombia-specific revolving credit agreement and local interest, repayment, collateral, and ATM conditions; distinguish it from the global Help Center schedule.

Checked 2026-10-05