Issuer referenceCrypto cardVisa

Airtm USD Virtual Card

Name: Airtm USD Virtual Card
Brand: Airtm

A USDC-funded virtual Visa for international online and mobile-wallet spending.

Airtm USD Virtual CardVisa

Airtm connects its USDC-denominated digital-dollar balance to a prepaid virtual Visa issued by Lead Bank and managed by Bridge. The card supports online purchases and Apple Pay or Google Pay, while residency eligibility, load fees, and prohibited merchant categories remain programme-specific.

Go to official site View all cardsReviewed 2026-08

Rewards

No verified cashback

Fees

No regular monthly fee; an inactivity fee applies after 30 days without a card load and is shown in-app

Custody

Custodial

Eligibility

Verified residents in more than 15 countries; a current 2026 campaign explicitly covers Bolivia, Argentina, and Colombia. Confirm eligibility in the app.

Fees

Monthly feeNo regular monthly fee; an inactivity fee applies after 30 days without a card load and is shown in-app

IssuanceFirst virtual card is free

FXUSD-denominated card; local merchant, currency, or platform charges may still apply

ATMVirtual-only product; no cash-withdrawal feature is documented on the reviewed product pages

Top-upsVariable in-app load fee; current help says no additional fee above the first $200 loaded in a calendar month

Rewards

Short-term promotional USDC incentives are not treated as an ongoing cashback rate.

Availability

Verified residents in more than 15 countries; a current 2026 campaign explicitly covers Bolivia, Argentina, and Colombia. Confirm eligibility in the app.

Latin America

Official sources

Airtm USD virtual cardCurrent Lead Bank issuer, Visa network, Bridge programme management, USDC loading, virtual form, wallet support, and published fee model.Airtm virtual-card availabilityCurrent more-than-15-country residency scope, KYC, virtual-only usage, wallet support, and prohibited merchant categories.Airtm virtual-card feesCurrent issuance, load, inactivity, deletion, and daily-spend limit disclosures.Airtm card campaign termsCurrent 2026 cardholder campaign eligibility in Bolivia, Argentina, and Colombia and provider-role boundaries.

Pros & cons

Pros

Free first virtual card
Direct funding from an Airtm digital-dollar balance
Apple Pay and Google Pay support
Current campaign evidence in three Latin American countries

Cons

No physical card
Inactivity and load fees can apply
Complete country eligibility is confirmed in-app rather than in a durable public list
Some merchant categories are prohibited

Best for

Latin American freelancers
USDC earners
International online subscriptions

Alternatives

Nexo Card

Check official terms

ARQ Card

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RedotPay

Check official terms

This is not financial advice. Conditions change frequently: verify fees, rewards, custody and eligibility on the official site before applying.

Fees

Monthly feeNo regular monthly fee; an inactivity fee applies after 30 days without a card load and is shown in-app

IssuanceFirst virtual card is free

FXUSD-denominated card; local merchant, currency, or platform charges may still apply

ATMVirtual-only product; no cash-withdrawal feature is documented on the reviewed product pages

Top-upsVariable in-app load fee; current help says no additional fee above the first $200 loaded in a calendar month

Pros & cons

Pros

Free first virtual card
Direct funding from an Airtm digital-dollar balance
Apple Pay and Google Pay support
Current campaign evidence in three Latin American countries

Cons

No physical card
Inactivity and load fees can apply
Complete country eligibility is confirmed in-app rather than in a durable public list
Some merchant categories are prohibited