Airtm · VISA

Airtm USD Virtual Card

Name: Airtm USD Virtual Card
Brand: Airtm

Available

A USDC-funded virtual Visa for international online and mobile-wallet spending.

Official website ↗Compare this card →Company and locations →

Documented changes

Observed 2026-10-05

Airtm lists a $10 USDC first-load offer

Verified individual users residing in Bolivia, Argentina or Colombia can receive a one-time $10 USDC card credit after their first card load of at least $50 USDC. The published offer runs through Dec 31, 2026 and has a $100,000 total payout cap; it is a promotion, not ongoing cashback.

Airtm ↗

Documented terms

Plan price: No monthly fee applies while the card is regularly used and loaded. After 30 days without a load, an inactivity fee is deducted; the amount is shown in the dashboard
Issuance and shipping: The first USD virtual card is free. The Lead Bank agreement says replacement is free; deleting a card with a remaining balance incurs a fixed fee whose amount is not published. An empty card is automatically deleted after 180 days without loads
Per-purchase fee: The Lead Bank agreement says it charges no purchase fee. Airtm's help guide warns that local fees may apply to in-country purchases, and separate Airtm loading fees can apply
FX and conversion: The card is denominated in USD, but Airtm does not publish a fixed FX fee in the reviewed card guidance. Local purchase fees may apply; check the in-app quote for non-USD transactions
Top-ups: Airtm Help says to load from the Airtm balance; the Lead Bank agreement says each merchant purchase sells stablecoins from the Airtm account to load fiat. These public funding descriptions conflict. The Help fee is variable and shown in-app, with no extra fee above $200 in monthly loads; the product page instead says 1% on the first $200. US users can fund only through payouts
ATM: The product is virtual-only and Airtm's card help does not document cash withdrawals. The issuer agreement prohibits point-of-sale cash back and ATM balance inquiries
Rewards and limits: No ongoing card-spend cashback is documented. A temporary campaign offers a one-time 10 USDC bonus to verified residents of Bolivia, Argentina, or Colombia for their first USD virtual-card load of at least 50 USDC through December 31, 2026, subject to the $100,000 campaign cap; payout is due within 72 business hours
Eligibility: Card access requires a verified residence in one of 15+ countries, but Airtm does not publish a complete current card-country list. Check in-app. US users can receive funds through payouts only
Custody: Not yet verified

A plan with verified numerical rules has not yet been recorded for this profile.

Sources and dates

Each source states what it documents and when it was checked. An older reference does not confirm every current cost.

Airtm: Airtm USD Virtual Card ↗
USD prepaid virtual Visa, Lead Bank issuer and Bridge program manager, free first issue, Airtm-balance loads, wallet support, and the landing page's 1% load fee on the first $200 monthly; its rate wording conflicts with the Help Center's variable-fee wording.
Checked 2026-10-08
Airtm: Airtm virtual-card availability ↗
More-than-15-country verified-residency scope, KYC, virtual-only usage, mobile-wallet support, local fees, US payout-only loads, and prohibited merchant categories.
Checked 2026-10-08
Airtm Support: Fees, limits, and costs of the USD Virtual Prepaid Card ↗
First virtual card is free; load fee is variable and displayed before loading, no extra fee above $200 monthly loads, inactivity fee after 30 days without a load, balance deletion fee, and $2,000 daily spending limit.
Checked 2026-10-08
Airtm Support: How to manage your USD Virtual Prepaid Card ↗
Loads come from Airtm balance with a variable fee; deleting a card with a balance incurs a fixed fee, transfers the remaining balance back, and an empty card auto-deletes after 180 days without loads.
Checked 2026-10-08
Lead Bank / Bridge: Lead Bank Prepaid Visa Cardholder Agreement — Airtm ↗
Prepaid fiat-only card issued by Lead Bank and managed by Bridge; agreement says merchant purchases sell stablecoins from the Airtm account to load fiat onto the card, the bank charges no purchase fee, separate platform fees may apply, and loaded card funds are not FDIC-insured.
Checked 2026-10-08
Airtm: T&C - 10 USDC gift in your virtual card ↗
One-time $10 USDC bonus for a verified individual user's first load of at least $50 USDC in Bolivia, Argentina or Colombia through Dec 31, 2026, subject to a $100,000 total campaign budget.
Checked 2026-10-08
Airtm Support: Where and how can I use my USD Virtual Prepaid Card? ↗
Verified-residence availability in 15+ countries, permitted and prohibited purchase categories, local fees on domestic purchases, Apple/Google Wallet support, and payout-only loads for US users.
Checked 2026-10-08

Other products to research

Nexo Card →ARQ Card →RedotPay →

Guides to costs, cashback and custody →

Documented changes

Observed 2026-10-05

Airtm lists a $10 USDC first-load offer

Airtm ↗

Documented terms

Plan price

No monthly fee applies while the card is regularly used and loaded. After 30 days without a load, an inactivity fee is deducted; the amount is shown in the dashboard

Issuance and shipping

The first USD virtual card is free. The Lead Bank agreement says replacement is free; deleting a card with a remaining balance incurs a fixed fee whose amount is not published. An empty card is automatically deleted after 180 days without loads

Per-purchase fee

The Lead Bank agreement says it charges no purchase fee. Airtm's help guide warns that local fees may apply to in-country purchases, and separate Airtm loading fees can apply

FX and conversion

The card is denominated in USD, but Airtm does not publish a fixed FX fee in the reviewed card guidance. Local purchase fees may apply; check the in-app quote for non-USD transactions

Top-ups

Airtm Help says to load from the Airtm balance; the Lead Bank agreement says each merchant purchase sells stablecoins from the Airtm account to load fiat. These public funding descriptions conflict. The Help fee is variable and shown in-app, with no extra fee above $200 in monthly loads; the product page instead says 1% on the first $200. US users can fund only through payouts

ATM

The product is virtual-only and Airtm's card help does not document cash withdrawals. The issuer agreement prohibits point-of-sale cash back and ATM balance inquiries

Rewards and limits

No ongoing card-spend cashback is documented. A temporary campaign offers a one-time 10 USDC bonus to verified residents of Bolivia, Argentina, or Colombia for their first USD virtual-card load of at least 50 USDC through December 31, 2026, subject to the $100,000 campaign cap; payout is due within 72 business hours

Eligibility

Card access requires a verified residence in one of 15+ countries, but Airtm does not publish a complete current card-country list. Check in-app. US users can receive funds through payouts only

Custody

Not yet verified

Sources and dates

Each source states what it documents and when it was checked. An older reference does not confirm every current cost.

Airtm: Airtm USD Virtual Card ↗

USD prepaid virtual Visa, Lead Bank issuer and Bridge program manager, free first issue, Airtm-balance loads, wallet support, and the landing page's 1% load fee on the first $200 monthly; its rate wording conflicts with the Help Center's variable-fee wording.

Checked 2026-10-08

Airtm: Airtm virtual-card availability ↗

More-than-15-country verified-residency scope, KYC, virtual-only usage, mobile-wallet support, local fees, US payout-only loads, and prohibited merchant categories.

Checked 2026-10-08

Airtm Support: Fees, limits, and costs of the USD Virtual Prepaid Card ↗

First virtual card is free; load fee is variable and displayed before loading, no extra fee above $200 monthly loads, inactivity fee after 30 days without a load, balance deletion fee, and $2,000 daily spending limit.

Checked 2026-10-08

Airtm Support: How to manage your USD Virtual Prepaid Card ↗

Loads come from Airtm balance with a variable fee; deleting a card with a balance incurs a fixed fee, transfers the remaining balance back, and an empty card auto-deletes after 180 days without loads.

Checked 2026-10-08

Lead Bank / Bridge: Lead Bank Prepaid Visa Cardholder Agreement — Airtm ↗

Prepaid fiat-only card issued by Lead Bank and managed by Bridge; agreement says merchant purchases sell stablecoins from the Airtm account to load fiat onto the card, the bank charges no purchase fee, separate platform fees may apply, and loaded card funds are not FDIC-insured.

Checked 2026-10-08

Airtm: T&C - 10 USDC gift in your virtual card ↗

One-time $10 USDC bonus for a verified individual user's first load of at least $50 USDC in Bolivia, Argentina or Colombia through Dec 31, 2026, subject to a $100,000 total campaign budget.

Checked 2026-10-08

Airtm Support: Where and how can I use my USD Virtual Prepaid Card? ↗

Verified-residence availability in 15+ countries, permitted and prohibited purchase categories, local fees on domestic purchases, Apple/Google Wallet support, and payout-only loads for US users.

Checked 2026-10-08