Banco digital chileno autorizado por CMF con migracion gradual para clientes Tenpo actuales elegibles
InstitucionFintech y BancaParcialmente verificado
Sociedad bancaria especial chilena que recibio autorizacion de funcionamiento de CMF el 19 de enero de 2026 y hasta un ano para iniciar actividades. La guia de Tenpo del 27 de agosto dice que clientes prepago elegibles pueden firmar un mandato, enviar datos requeridos y pasar revision de riesgo para migrar a una cuenta corriente de Tenpo Bank; cada cliente recibira bienvenida cuando llegue su turno. Esto documenta una ruta de migracion gradual, pero no confirma que todos los clientes o tarjetas hayan cambiado. Tenpo Bank Chile sigue como entidad separada de Tenpo Payments S.A., listada por CMF como emisor no bancario de tarjetas con provision de fondos.
La autorizacion CMF se emite en Santiago y solo respalda ubicacion a nivel ciudad; no establece que el banco use la oficina publicada de las empresas Tenpo relacionadas.
Comision para el Mercado Financiero · cmfchile.cl · fuente primaria
The CMF granted Tenpo Bank Chile operating authorization on January 19, 2026 after completing its licensing process. The bank was authorized to start its business and received up to one year from notification to begin activities; the announcement does not say that the migration of all existing Tenpo prepaid customers is complete.
Tenpo Help Center · soporte.tenpo.cl · fuente primaria
Help article updated August 27, 2026 says existing prepaid customers may transition to Tenpo Bank's current account after signing an in-app mandate, completing regulatory information and passing Tenpo's risk policy. It says customers will receive an official welcome when their turn arrives, so the transition is staged rather than documented as complete for every cardholder.
Tenpo Help Center · soporte.tenpo.cl · fuente primaria
Tenpo's January 23, 2026 migration mandate explains that a customer's prepaid card will become a debit card and any existing physical card keeps the same plastic. The change is described as free; this article does not say that every customer has migrated.
Comision para el Mercado Financiero · cmfchile.cl · fuente primaria
The CMF supervised-entity profile lists Tenpo Payments S.A. as a current, valid non-bank issuer of funded-payment cards under the trade name Tenpo. This registration is distinct from Tenpo Bank Chile's separate banking authorization.
